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Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.
Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Marcia compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.
Call (951) 830-2065 to get started. You can also email mfrater@nexalending.com.
Marcia Frater, Loan Officer at NEXA Lending. NMLS #247105. Call (951) 830-2065.
Marcia Frater is a Loan Officer at NEXA Lending (NMLS #247105). Expert mortgage loan originator in California and Texas helping first-time buyers, refinancing, and home purchases. Licensed #247105.
Marcia Frater is licensed to provide mortgage services in California and Texas.
Marcia Frater offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in California and Texas. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (951) 830-2065 and email mfrater@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Marcia Frater's NMLS license number is 247105. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Marcia Frater will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.