Mortgage Loan Officer for Home Purchase, Refinance and Pre-Approval

Work directly with a licensed mortgage loan officer on home purchase loans, refinancing and pre-approval. Get a clear view of what you qualify for, what it costs and how long it takes before committing to anything.

Marcia Frater, Loan Officer at NEXA Lending. NMLS #247105. Call (951) 830-2065.

Frequently Asked Questions

Who is Marcia Frater?

Marcia Frater is a Loan Officer at NEXA Lending (NMLS #247105). Expert mortgage loan originator in California and Texas helping first-time buyers, refinancing, and home purchases. Licensed #247105.

What areas does Marcia Frater serve?

Marcia Frater is licensed to provide mortgage services in California and Texas.

What services does Marcia Frater offer as a mortgage loan officer?

Marcia Frater offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in California and Texas. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Marcia Frater?

You can call (951) 830-2065 and email mfrater@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is Marcia Frater's NMLS number?

Marcia Frater's NMLS license number is 247105. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Marcia Frater?

Getting pre-approved is simple: share your income, assets, and credit details, and Marcia Frater will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

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Purchase Qualifier

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Refinance Qualifier

See if refinancing could lower your payment or help you reach your goals.

Marcia Frater

Marcia Frater

Loan Officer

NMLS# 247105

(951) 830-2065mfrater@nexalending.com

YOUR TIME & MONEY MATTER

From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.

Ready to Buy a?

Secure a home purchase loan that leverages today's great mortgage rates to make your dream home affordable. Start by getting your free, no-obligation pre-approval letter!

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A HOME REFINANCE CAN GIVE YOU MORE OPTIONS

Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.

Update Your Home

Use equity to renovate, repair, or upgrade your property.

Instant Savings

Lower your interest rate and monthly payment when rates drop.

Use Your Equity

Access cash for major expenses, debt consolidation, or investments.

Live Market Pricing

Real-time mortgage rates updated throughout the day

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